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iRestore STL
Get a Free Consultation
  • Home
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    • Residential Roofing
    • Commercial Roofing
    • Gutter & Siding
    • Adjuster Services
  • GAF
    • Master Elite® Contractor
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    • GAF Roofing Systems
  • Contact
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Get a Free Consultation

Roof Financing Made Simple

Get the roof you need today. Pay over time.

 A new roof is one of the most important investments you'll make in your home — but it shouldn't drain your savings or force you to put off the work. At iRestore STL, we've partnered with Hearth to offer flexible, affordable financing options so you can move forward with confidence. 

Why Homeowners Choose Hearth Financing Through iRestore STL

Prequalify in 60 Seconds

 Answer a few quick questions and see your personalized loan options instantly. No paperwork, no waiting. 

No Impact on Your Credit Score

 Checking your rate uses a soft credit pull, so prequalifying won't affect your credit score in any way. 

Loans Up to $250,000

 Whether it's a small repair or a full roof replacement with siding and gutters, Hearth offers loan amounts that fit projects of every size. 

Terms Up to 20 Years

 Stretch your payments over a timeline that works for your budget, with monthly payments often lower than a typical credit card minimum. 

Funds in as Little as 1–3 Days

 Once approved, funding moves fast — so storm damage and urgent repairs don't have to wait. 

No Prepayment Penalties

 Pay off your loan early whenever you'd like. You'll never be charged extra for getting ahead. 

How it Works

1. Get Your Free Inspection

1. Get Your Free Inspection

1. Get Your Free Inspection

 Schedule a no-cost, no-obligation roof inspection with our GAF Master Elite® certified team. We'll walk you through exactly what your home needs. 

2. Receive Your Estimate

1. Get Your Free Inspection

1. Get Your Free Inspection

 We provide transparent, upfront pricing so you know exactly what your project will cost — no surprises, no hidden fees. 

3. Choose the Option That Fits

3. Choose the Option That Fits

3. Choose the Option That Fits

if approved,  Compare offers from Hearth's network of trusted lenders and pick the monthly payment that works for you. 

4. We Get to Work

3. Choose the Option That Fits

3. Choose the Option That Fits

 Once you're approved, we get your project on the schedule and restore your home with the quality and care you expect from iRestore STL. 

What you can finance

 Your Hearth loan can cover any of the services we offer, including:

  • Full roof replacements
  • Storm damage repairs
  • Gutter installation and replacement
  • Siding installation and repair
  • Insurance deductibles on covered claims
  • Combined exterior projects (roof + siding + gutters)

 

Affordable Monthly Payments

A new roof is more affordable than you think. With Hearth's flexible terms, many of our customers finance their full project for less than they spend on dining out each month.

Frequently Asked Questions

Please reach us at support@irestorestl.com if you cannot find an answer to your question.

 No. Hearth uses a soft credit pull to show you prequalified options, which has zero impact on your credit score. A hard pull only happens if you choose to move forward with a specific lender. 


 Hearth works with a wide range of credit profiles. Many homeowners qualify even with less-than-perfect credit, and the prequalification process will show you what's available based on your situation. 


 No. Hearth connects you with their network of trusted, vetted lending partners. We simply make the process easy by offering Hearth as a financing option for our customers. 


 Absolutely. Many homeowners use Hearth to cover their out-of-pocket deductible on a storm damage claim, so they can move forward with repairs right away. 


 Prequalification takes about 60 seconds. Final approval and funding can happen in as little as 1–3 business days, depending on the lender. 


 No. Checking your rate through Hearth is completely free. 


Ready to Restore Your Roof?

Expert Roofing Services for Your Home or Business

 Don't let cost stand between you and the protection your home deserves. Get your free inspection and explore your financing options today.


Schedule My Free Inspection        Check My Rate with Hearth 


📞 618.641.9533📧 support@irestorestl.com📍 2331 Old Collinsville Road, Suite A • Belleville, IL 62221


Financing provided by Hearth's network of lending partners. iRestore STL is not a lender. All loans are subject to credit approval. Rates and terms vary by lender and are based on creditworthiness.

new residential roof installed on a white house

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